What is an IME?

An Independent Medical Examination, or IME, is a medical evaluation performed by a licensed healthcare professional who has no prior relationship with the patient. The purpose of an IME is to provide an objective, third-party medical opinion about a person’s condition, diagnosis, and ability to work the job that they are claiming disability from.

IMEs are most used in the context of disability claims and workers’ compensation cases when a neutral medical opinion is necessary to help make a fair decision.

Key Features of an IME:

  • Neutral Examiner: The physician conducting the exam is not involved in the patient’s treatment and is selected to give an unbiased assessment.

  • Comprehensive Evaluation: The exam may include a review of medical records, a physical examination, and sometimes diagnostic testing.

  • Detailed Report: After the evaluation, the physician prepares a report summarizing their findings, including whether the patient is able to work and whether the condition is as disabling as claimed.

In an IME, the claimant is physically examined by the medical provider, which is more comprehensive than a record review.

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The Legal and Regulatory Landscape of Disability Claims